Dealers say subprime lenders are in "aggressive" mood

See more favorable situation w/ fewer but larger creditors

1990s had many independent lenders who burned out in spectacular fashion

Triad Financial more active after being purchased from Ford

AmeriCredit back up to level of previous years

But Wall Street less optimistic about subprime market than dealers

AmeriCredit's stock at 3-year low in Aug; Capital One Financial also took hit

Investors may be nervous about economy; worry if loans will be paid back

Subprime dealers say business booming, even in depressed areas

"If they [AmeriCredit] maintain consistency in the underwriting and consistency in funding, you know everything is going well for the dealer." -- Steve Hall, CEO, Drivers' Select