Road ahead looks smooth for Centrix Financial, AmeriCredit Corp

Centrix returning to normal after finding new funding sources

Scheduled to resume activity w/ Dallas-based Drivers' Select

Drivers' Select CEO says Centrix still "very competitive" w/ other major finance companies

AmeriCredit recovered from credit losses after Wall Street signaled lack of confidence

AmeriCredit announced profit of $87M for 4th Q; loan originations up 20%

Centrix forced to scale back funding last fall after losing main funding source

Many credit unions suspended subprime lending after National Credit Union Administration issued warning to institutions under its oversight

More disciplined strategy, better economic conditions improved AmeriCredit's performance

Raised earnings expectations for rest of fiscal year; Fitch upgraded auto receivables

2006 looks like good year for subprime finance companies if economy stays strong, unemployment remains low

"Centrix is now ready to begin ramping up loan volume and we expect to be back to our previous funding volume by the second half of this year." -- Steve Norbut, Vice President, Automotive Sales and Marketing, Centrix Financial

"Obviously we like to see a company be as aggressive as possible but not to the point where it puts them [Centrix] in jeopardy" -- Steve Hall, CEO, Drivers' Select

"Historically, the December quarter is our most challenging quarter due to seasonal pressures in terms of credit performance and loan origination volume. We did see some seasonal impact, but overall our performance was very good. -- Dan Berce, CEO, AmeriCredit Corp

"Our credit performance was solid, our loan volume was right about where we thought it would be and net income increased 34 percent over the same quarter last year." -- Berce